Who We Serve
Homeowners
Floodbroker private flood insurance can save as much as half of an equivalent NFIP policy.
Lower Prices
As an independent flood insurance agency, we shop different programs to offer you the lowest price. Our private carriers often save customers up to 50% compared to the National Flood Insurance Program.
Free Flood Zone Review
Sometimes low risk properties are incorrectly marked as high risk. We offer free flood zone determinations & review flood requirements based on current maps.
Better Coverages
Our bank accepted flood policies offer better coverages, such as higher dwelling limits (above $250,000) and the option to purchase loss of use coverage.
Homeowner’s policies do not cover flood damage. In order to reduce the government’s exposure, Congress created the National Flood Insurance Program in 1968. It requires the owners of dwellings in high risk flood zones to purchase flood insurance in order to obtain a federally backed mortgage.
Until recently, the only flood insurance available was through this program. However, we are now able to offer private flood insurance for certain high risk properties. Due to more precise risk assessment and lower overhead, private flood insurance premiums can save as much as half the cost for an equivalent NFIP policy.
CONTACT US
Floodbroker Insurance Services LLC
6843 Pittsford Palmyra Rd
Fairport, NY 14450